Don’t Pay For An Injury That Wasn’t Your Fault

Who is to blame for parking lot car accidents in Minnesota?

On Behalf of | May 28, 2024 | Uncategorized

Since parking lots are such slow-paced locations, it’s easy to assume that car accidents are unlikely to happen there. Even though parking lot collisions aren’t as severe as highway accidents, they, too, can cause frustrations, damages and injuries.

One challenge you may face when you encounter a parking lot accident in Minnesota is how to assign blame. The fact that the North Star State follows a no-fault system for insurance can make the situation even more complex.

What is a no-fault insurance system?

In the North Star State, your own insurance provider will be responsible for the damages after a collision up to your personal injury protection (PIP) insurance policy limit. So, whether you need medical care or vehicle repair, you’ll need to file an insurance claim with your provider.

Does this make identifying the at-fault driver pointless? Not really; you can hold the responsible driver accountable for your pain and suffering.

What causes parking lot collisions?

In spite of the chill vibe of parking lots, various driver behaviors can still cause collisions. Inattentive drivers are among the leading culprits. Unfortunately, many drivers check their smartphones for notifications or make pending calls in parking lots while they’re behind the wheel. This habit might be hinged on the assumption that driving through a parking lot requires little to no attention.

Inattentive driving coupled with confusing signage can be a recipe for disaster. Without spatial awareness, an inattentive driver can ram right into a vehicle that’s in their line of sight due to misleading directions.

Another culprit is failing to yield. Surprisingly enough, some drivers always seem to be in a hurry to reach their destination, even in parking lots. This inexplicable rush is quite common among drivers who are pulling out of the parking lot. Did you know drivers pulling out of parking spots should yield the right of way to those just pulling into the parking lot?

Other times, a driver may be eyeing a coveted parking spot and willing to do what it takes to get it. Furthermore, reversing a vehicle in a tight spot can easily result in a collision. It doesn’t help that most drivers underestimate the space they need for a clean maneuver.

Parking lot accidents can be surprisingly frustrating and costly. So, even though your insurance provider will cover most damages, you might want to sue the responsible at-fault party for additional compensation if you’ve been involved in one recently. Speaking with a trusted legal team can help determine if you can sue for additional damages.